99% of student loan forgiveness applicants are rejected. We’ll make sure you’re part of the 1%.
Link your loans and tell us a little about yourself. We’ll check different forgiveness programs to see which one you’re eligible for.
Compare all your forgiveness options side-by-side to find the best fit for you.
Pick a forgiveness program and we'll guide you through the online enrollment process.
Chipper examines 150+ loan assistance, income driven, and forgiveness programs you may be eligible for.
We present the forgiveness programs you're eligible for side-by-side so you can easily compare and understand your options.
Pros / Cons of each program = transparency
In order to qualify for student loan forgiveness, you will need to enroll in an
Income-Driven Repayment Plan.
Income-Driven Repayment = lower monthly payments!
We'll walk you through the repayment plan you're eligible for and how to enroll.
Apply, manage, and make payments to all of your loan servicers directly from the Chipper app.
Chipper is free to find your best forgiveness program and repayment plan!
Quickly enroll into any program/plan directly from Chipper. We also manage annual (re)certification for income-driven and forgiveness programs.
We will guide you through filling out all the required documents, and alert you when it’s time for the next one.
Manage and automate every aspect of your student loans and never have to deal with servicers again.
We protect your data with bank-level security and 256-bit encryption.
We do NOT sell your personal information.
We keep you updated on your payments along the way.
Reach us in-app or by email. We're always here to help!
No, for most student loan forgiveness programs you must work in education, public service, or for a non-profit. If you’re not sure if you qualify, it’s completely free to find out!
Besides being employed by an eligible employer, you must have federal loans. Unfortunately, private loans are not eligible.
There is no cost to discover and manually enroll in a forgiveness program and/or an Income-Driven Repayment (you must enroll in an Income-Driven Repayment Plan to be eligible for student loan forgiveness). If you wish to automatically enroll, there is a cost of $39 per year. Which includes automatic yearly recertification, loan and plan management, and alerts if you ever become ineligible for any reason.
An income-driven repayment plan sets your monthly student loan payment at an amount that is intended to be affordable based on your income and family size.
You will need to recertify your employment status, income, and family size every year. But don’t worry, we can help you recertify!
Yes, for free at anytime. However, most people only qualify for one forgiveness program. If you switch, you may lose years of qualifying repayments thus prolonging the path to forgiveness.
Got a specific question? Chat with us!