REPAYE Plan:
LOANS ELIGIBLE IF CONSOLIDATED
-Subsidized Federal Stafford Loans (from the FFEL Program)
-Unsubsidized Federal Stafford Loans (from the FFEL Program)
-FFEL PLUS Loans made to graduate or professional students
-FFEL Consolidation Loans that did not repay any PLUS loans made to parents
-Federal Perkins Loans
LOANS NOT ELIGIBLE
-Direct PLUS Loans made to parents
-Direct Consolidation Loans that repaid PLUS loans made to parents
-FFEL PLUS Loans made to parents
-FFEL Consolidation Loans that repaid PLUS loans made to parents
PAYE Plan:
LOANS ELIGIBLE IF CONSOLIDATED
-FFEL PLUS Loans made to graduate or professional students
-FFEL Consolidation Loans that did not repay any PLUS loans made to parents
-Federal Perkins Loans
-Subsidized Federal Stafford Loans (from the FFEL Program)
-Unsubsidized Federal Stafford Loans (from the FFEL Program)
-FFEL PLUS Loans made to graduate or professional students
-FFEL Consolidation Loans that did not repay any PLUS loans made to parents
-Federal Perkins Loans
LOANS NOT ELIGIBLE
-Direct PLUS Loans made to parents
-Direct Consolidation Loans that repaid PLUS loans made to parents
-FFEL Consolidation Loans that repaid PLUS loans made to parents
-Direct PLUS Loans made to parents
IBR Plans:
IBR accepts more loan types than REPAYE and PAYE. There are two IBR plans (2009, if you took out loans before 2009) and (2014, if you took out loans after 2014).
LOANS ELIGIBLE
-Direct Subsidized Loans
-Direct Unsubsidized Loans
-Direct PLUS Loans made to graduate or professional students
-Direct Consolidation Loans that did not repay any PLUS loans made to parents
-Subsidized Federal Stafford Loans (from the FFEL Program)
-Unsubsidized Federal Stafford Loans (from the FFEL Program)
-FFEL PLUS Loans made to graduate or professional students
-FFEL Consolidation Loans that did not repay any PLUS loans made to parents
LOANS ELIGIBLE IF CONSOLIDATED*
-Federal Perkins Loans
LOANS NOT ELIGIBLE
-Direct PLUS Loans made to parents
-Direct Consolidation Loans that repaid PLUS loans made to parents
-FFEL PLUS Loans made to parents
-FFEL Consolidation Loans that repaid PLUS loans made to parents
ICR Plan:
ICR is the only IDR plan that Parent PLUS loan borrowers can apply for.
LOANS ELIGIBLE IF CONSOLIDATED*
-Direct PLUS Loans made to parents
-Subsidized Federal Stafford Loans (from the FFEL Program)
-Unsubsidized Federal Stafford Loans (from the FFEL Program)
-FFEL PLUS Loans made to graduate or professional students
-FFEL PLUS Loans made to parents
-FFEL Consolidation Loans that did not repay any PLUS loans made to parents
-FFEL Consolidation Loans that repaid PLUS loans made to parents
-Federal Perkins Loans