Welcome, Prospanica Members!

Meet your student loan sidekick

Chipper is a simple app that helps you lower payment, qualify for forgiveness, and chip away student debt faster.

We're working with employees from the following organizations

Why 35,000+ members trust us


Forgiveness eligible

4 Years

Faster to pay off loans


Avg monthly savings with Chipper


Avg immediate loan forgiveness

Student Loans Made Easy

Explore Repayment Plans

Explore eligibility and automatically enroll in income-driven repayment (IDR) plans.

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Qualify for Forgiveness

Discover eligibility for 150+ forgiveness options in seconds. Easily enroll and track progress towards forgiveness.

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Chip Away Faster

Automatically chip away student debt with Round-Ups from everyday purchases.

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We get you the forgiveness you deserve

We protect your data like it's our own.

We use the latest encryption technology to protect your information. And we don’t believe in selling your data in order to help you.

Let's make chippin' your student loans easier.
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