Chipper is a simple app that helps you optimize and chip away your student debt faster.

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Meet your student loan sidekick

Discover Forgiveness Eligibility

See if you are eligible for forgiveness and how much you could be forgiven! We’ll help you decide which forgiveness program is best for you and get you on track to apply.

Get on the Right Income-Driven Repayment Plan

Lower your monthly student loan payment by exploring Income-Driven Repayment (IDR) plan options available to you.

Pay Off Loans Faster with Round-Ups

Link the card you use for everyday purchases — we’ll round your transactions up to the next dollar and contribute the change directly your student loans.

Let Brands Chip Away Your Student Debt

Link the cards you use for everyday purchases - and earn cash directly toward your student loans with 350+ brands.

Find your Student Loan Servicer

Do you have a federal student loan? Below are the 6 major Federal Student Loan Servicers.

Mohela Servicing

Aidvantage Servicing

Fedloan Servicing

Great Lakes

Nelnet Servicing

Navient

Our Impact

1-in-4

Forgiveness eligible

4 Years

Faster to pay off loans

$307

Average monthly savings

$10k+

Average immediate loan forgiveness

Success Stories

Woman proud of accomplishment

$100K+

@learningwithcrayons

$47k

@tabwesley

Teacher smiling

$17.5k

@lessons_and_lattes

Teacher holding crayons

$17.5k

@adventures.in.behavior

$5,000

@jessicagolz

$5,000

@sweettoothteaching

Discover Your Options

We protect your data like it's our own.

We use the latest bank-level encryption technology to protect your information, and we will never sell your data.

Resources

Repayment

How to Prepare for Student Loan Repayments to Return

Chipper Help

Inflation 101: Causes and Possible Solutions with Shrinkflation and Student Loans

News

Biden Administration Plans to Cancel Student Debt for Half a Million Students from Corinthian Colleges

Don't worry.
Be Chipper.