student loans simplified
Empower yourself to enter repayment with clarity and the tools needed to take charge of your debt with confidence.
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Manage Loans
Easy access to your student loan details all in one place.
Find Forgiveness
Quickly discover eligibility, track application progress, and enroll with confidence
Lower monthly Payments
Compare transparent repayment options and enroll in the plan that’s best for you
Tackle Debt Faster
Chip Away and avoid interest when you spend like normal with Round-ups.
“The only student loan app to support borrowers in every step of their journey”
“Chipper is ideal for those who want to ease
their student loan anxiety and need some
clarity on how to start.”
their student loan anxiety and need some
clarity on how to start.”
Founded and led by a former student debt holder, our mission to build financial solutions that empower borrowers to tackle debt faster is core to everything we do.
We use the latest bank-level encryption technology and partner with industry leaders Plaid and MethodFi to ensure full data protection throughout our all-in-one platform.
When it comes to student debt solutions, we believe that starts with transparency, enabling you to make the smartest decisions around your debt repayment.
Explore Your Repayment Options
Calculate your payments to discover your preferred plan... we’ll guide you through the rest.
FAQS
What is student loan forgiveness?
The Public Service Loan Forgiveness (PSLF) is a federal program designed to provide relief to borrowers who work in qualifying public service jobs and help them manage their student loan debt. The program was established under the College Cost Reduction and Access Act of 2007 to encourage borrowers to pursue careers in public service.
Who qualifies for student loan forgiveness?
To qualify for PSLF, you must be an employee of a federal, state, local, or tribal government or a not-for-profit organization, make 120 qualifying payments on your direct loans, and work full time for that employer. Additionally, you must be on a qualifying repayment plan.
When do I qualify for student loan forgiveness?
The PSLF Program offers forgiveness of the remaining balance on your Direct Loans after you make 120 qualifying monthly payments under a qualifying repayment plan, while working full-time for a qualifying employer. This usually takes around 10 years to achieve.
