Eliminate Debt With Confidence

Managing debt can be overwhelming. Use Chipper’s smart technology and expert guidance to create a plan you can stick to with confidence.

Take Control of Your Debt In One Place

Chipper lets you view the important details of all of your debt in one clean dashboard. Get a full snapshot of your financial obligations in real-time without logging into multiple websites and apps.

Easily Compare Payoff Strategies

Chipper analyzes your debt and creates personalized avalanche and snowball strategies just for you. Compare the plans and choose the one that best fits your goal.

Start Chipping
Away, Automatically

Chipper automates your payments, allowing you to relax while we knock out your debt for you.

Track And Celebrate Your Progress

Stay motivated and on track with a detailed roadmap, charts that show your payoff, and clear visibility of your debt-free milestones.

How It Works

Get started in minutes - sign up and instantly link your debts
Choose a chip away strategy that best fits your budget
Set your debt repayment plan on autopilot and track your progress
“Chipper is ideal for those who want to ease
their student loan anxiety and need some
clarity on how to start.”

Always Safe. With World-Class Security.

Chipper employs state-of-the-art encryption and security measures to ensure your information remains safe and confidential.

Get Answers Anytime, Anywhere.

Get access to real people to answer your real money questions.

Everything Made Easy!

All for about the cost of a taco!


What is student loan forgiveness?

The Public Service Loan Forgiveness (PSLF) is a federal program designed to provide relief to borrowers who work in qualifying public service jobs and help them manage their student loan debt. The program was established under the College Cost Reduction and Access Act of 2007 to encourage borrowers to pursue careers in public service.

Who qualifies for student loan forgiveness?

To qualify for PSLF, you must be an employee of a federal, state, local, or tribal government or a not-for-profit organization, make 120 qualifying payments on your direct loans, and work full time for that employer. Additionally, you must be on a qualifying repayment plan.

When do I qualify for student loan forgiveness?

The PSLF Program offers forgiveness of the remaining balance on your Direct Loans after you make 120 qualifying monthly payments under a qualifying repayment plan, while working full-time for a qualifying employer. This usually takes around 10 years to achieve.