Chip Away Your Way

You’re in control! Let us be your sidekick to financial freedom!

Here’s how you can start chipping away your student loans faster and at your own pace.


If you're a spender and you know it, raise your hand! We Round-Up each transaction to the nearest dollar, and use the change to send as a payment to your lender. Buy your taco or latte, and feel amazing that you're chipping away your loans with every expense!

One-Time Payments

One-time or all the time, if you have a little extra spending money and decide you want to make an immediate transaction, you can use our one-time payment feature to select the preferred amount you want to send! We'll handle the rest!

Chipper Boost

For the budgeting control freaks out there, we like your style! Set up recurring monthly payments on the day that best accommodates you! You have complete flexibility on the amount you’d like to spend toward your loan, as well as the day you prefer this amount to be pulled.

Turbocharge Repayment with Chipper Pool

Chipper Pool is essentially like a GoFundMe account for your student loans! You can invite the important people in your life to become your sidekicks in conquering your debt.

A Team of Student Loan Experts at Your Fingertips

With repayment plans, consolidation, refinancing, and forgiveness programs student loans can be confusing. That’s why we’ve partnered with The Institute of Student Loan Advisors (TISLA) to give you 1-on-1 access to student loan experts to help you craft the best repayment plan for your situation.

The Real Chipping Advice

Feel empowered after a chat with our partner TISLA! You'll receive FAIR, FREE and most importantly HONEST student loan advice directly from the experts.

1-1 Advice

TISLA (The Institute of Student Loan Advisors Corporation) has partnered with Chipper to offer fair, free, student loan advice to our members! TISLA is a 501(c)(3) non-profit organization who believes borrowers should have access to trusted advisors and resources for their student loans.

Loan Forgiveness

Forgiveness is our favorite F word. Learn if you qualify for student loan forgiveness with guidance from TISLA.


Is it right for you? Know the pros and cons
before you consider consolidating your loans.

Past Due or in Default?

A sticky problem with step-by-step solutions. Leave it to the experts for anywhere you're at on your repayment journey.

Security, Control and Peace of Mind

Your peace of mind is our highest priority. We work with some of the world’s largest financial institutions to hold our security measures to the highest standards. We do NOT store your banking information on our servers or sell any of your personal information to third parties.

Bank-Level Security

256-bit encryption

Payment Status

In-app payment notifications

Member Support

Chat with a REAL Chipper member!

Monthly Fee

Only $2 away from financial freedom!

Chipper Indigo Logo

A Step Towards Financial Freedom

Chipper’s mission is to provide clarity and control so members can feel empowered to live financially free. We believe student debt does not have to inhibit your dreams! Start chipping and dreaming again!