Privacy Policy



This policy was published on May 2, 2022. It will take effect on May 2, 2022. 

Be Chipper Inc., a Delaware corporation ("Company," "our," "us" or "we"), respects your ("your" or "you") privacy and is committed to protecting it through our compliance with this policy.

This policy describes: 

This policy applies only to information we collect to offer the Services and in email, text, and other electronic communications sent through or in connection with this App. 

This policy DOES NOT apply to information that:

Our Third-Party Providers include the following companies. Each of their privacy policies shall apply to your information for the purpose of offering the functionality of the App. If you do not consent to each of their collecting, disclosing, storing and otherwise using your information in accordance with the terms of each of their respective privacy policies, you must not use the App.  By using the App, you agree to each of their privacy policies.

Our websites and apps, and these other third parties may have their own privacy policies, which we encourage you to read before providing information on or through them.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, do not download, register with, or use this App. By downloading, registering with, or using this App, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this App after we revise this policy means you accept those changes, so please check the policy periodically for updates

Children Under the Age of 16

The App is not intended for children under 16 years of age, and we do not knowingly collect personal information from children under 16. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at

Under the California Consumer Privacy Act (CCPA), California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see the “California Privacy Rights” Section for more information.

Information We Collect and How We Collect It

We collect information from and about users of our App:

Information You Provide to Us  

When you download, register with, or use this App, we may ask you provide information:

This information includes: 

You may also provide information for publication or display ("Posted") on public areas of the app or websites you access through the App (collectively, "User Contributions"). Your User Contributions are Posted and transmitted to others at your own risk. We cannot control the actions of third parties and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Automatic Information Collection

When you download, access, and use the App, it may use technology to automatically collect:

If you do not want us to collect this information, do not download the App or delete it from your device. 

Information Collection Technologies 

The technologies we use for automatic information collection may include:

Information Collected from Payment Card Networks and Transaction Monitoring 

When you link an eligible credit or debit card (a “Payment Card”) to your account, we may collect Personal Information, including transaction information, from your payment card network (e.g., Visa, Mastercard, American Express) (a “Payment Card Network”). By linking a Payment Card to your account, you authorize: 

(a) us to share your Payment Card information with the third parties that enable us to provide the Services, such as our Third-Party Providers, and your Payment Card Network so it knows you enrolled for the App; and 

(b) the Company, Third-Party Providers, and your Payment Card Network to (i) monitor transactions on your Payment Card and associated transactional data (“Transaction Data”) to identify purchases that qualify for Chipper programs or to earn rewards linked to your Payment Card in connection with the App; and (ii) share such Transaction Data and identifications among the Company, Third-Party Providers, and Payment Card Network to provide the App to you. 

You may opt-out of such transaction monitoring on the Payment Card(s) you have registered by de-linking them through the App or by terminating your account. To terminate your account and your right to use the App at any time and for any reason and for no reason, contact customer support and immediately discontinue all use of the Services. Please note that if you opt-out of transaction monitoring, certain features of the App may not be available to you. 

Notwithstanding anything to the contrary in this Privacy Policy or the Terms of Service, the Company and Third-Party Providers will use Transaction Data solely as follows: (i) to confirm a qualifying purchase or return to match transactions to confirm whether you qualify for a reward or payment through the App; (ii) to create a record of the Transaction Data and thereafter maintain and use data in connection with the App; (iii) to provide targeted offers that may be of interest to you; (iv) to conduct analysis for the improvement and optimization of the App; (v) to inform our reward program participants for the participant to confirm a specific transaction occurred; (vi) to provide participants aggregated and anonymized information relating specifically to registered Payment Card activity solely to allow participants to assess the results of their program; (vii) to provide information in order to respond to a request from government authority or a payment organization; and (viii) to enable the sharing, exchange and use of transaction information described above and herein by and among us, the Payment Card Networks, Third-Party Service Providers, and reward program participants.

Third-Party Information Collection

When you use the App or its content, certain third parties may use automatic information collection technologies to collect information about you or your device. These third parties may include your mobile device manufacturer, your mobile service provider, and advertisers and ad networks.

These third parties may use tracking technologies to collect information about you when you use this App. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites, apps, and other online services websites. 

We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

How We Use Your Information

We may use, and disclose information that we collect about you or that you provide to us, including any personal information, to:

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual or device, without restriction. 

In addition, we may disclose personal information that we collect or you provide:

Your Choices About Our Collection, Use, and Disclosure of Your Information

We strive to provide you with choices regarding the personal information you provide to us. This section describes mechanisms we provide for you to control certain uses and disclosures of over your information. 

We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.

California residents may have additional personal information rights and choices. Please see the “California Privacy Rights” Section for more information.

Accessing and Correcting Your Personal Information

You can review and change your personal information by logging into the App and visiting your account profile page.

You may also send us an email at to request access to, correct, or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

California residents have additional personal information rights and choices. Please see the “California Privacy Rights” for more information.

California Privacy Rights

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. 

California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of our App that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our App, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the App like message boards. The information you share in public areas may be viewed by any user of the App.

Unfortunately, the storage and transmission of information via the internet and mobile platforms is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through our App. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we provide.

Changes to Our Privacy Policy

We may update our privacy policy from time to time. If we make material changes to how we treat our users' personal information, we will post the new privacy policy on our website and notify you by to the email address specified in your account.

The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you and for periodically visiting this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at: 

Email Address: