October 22, 2020


This post was written by one of Chipper’s ambassadors, Yari Aguilu, from Sweet Tooth Teaching.

Struggling with Student Loans?

"Student loans can be a pain, especially when you feel like the payments you’re making are just going towards the interest rather than the principal. In August of 2020, I shared with ya’ll that I had stumbled across Chipper, a student loan automation company that specializes in helping student loan borrowers qualify for income-driven repayment plans and forgiveness programs.

You guys, Jessica from Chipper was a LIFE SAVER. She explained the different repayment options that fit my specific situation. She also introduced me to Public Service Loan Forgiveness and Teacher Loan Forgiveness– two options that I didn’t even know existed! After taking a look at my student loan scenario, she encouraged me to apply for the Teacher Loan Forgiveness program. Since I owed less than $30,000 in loans at the time and had been making payments throughout the last five years while working for a Title 1 school, this was the perfect choice for me.

Applying was so easy with Jessica’s help. She told me exactly what form I needed to print, sign, and send in. I sent my application straight through my loan service provider’s website. A few weeks later, I received a letter in the mail indicating that they had received my request. I kept in constant communication with Chipper throughout the process just to ensure that I wasn’t skipping any steps or missing out on any important details. Unfortunately, 99% of people that apply for student loan forgiveness are denied because they fill out the application incorrectly and/or miss a step along the way. Chipper helps their members be part of that 1% who do get approved!

“I got forgiven $5,000 off my student loans!”

About a month after I applied, I received a letter in the mail from my loan service company. I had been approved for $5,000 off of my student loan debt! I checked my student loan account and the $5,000 had been applied toward my outstanding balance. I am beyond thrilled!

As many of you all know, our family is growing by one tiny human in November of 2020. This is $5,000 that our family doesn’t have to worry about paying off! This is definitely a motivation to continue making payments toward paying off the little debt that is left.

If you’re looking to learn more about your student loan repayment options or are interested in applying for student loan forgiveness, Chipper is there to help! Discover your student loan repayment and forgiveness options through Chipper’s FREE services.

Use Chipper for Lower Payments

Chipper can help you find a student loan repayment plan that actually fits into your budget. You simply fill out your information and link your student loan account for us to generate your options in seconds. We help the average student loan borrower save over $300 a month off their student loan monthly payment. Lowering your monthly payment plan can game changing for your personal finance and can be done in minutes! Sign up for Chipper today to get on track with your student loans.

Use Chipper for The Best Path to Forgiveness

Finding your path to student loan forgiveness is easier than ever before. Chipper helps members find better Income-Driven Repayment (IDR) plans every day. Once enrolled in an eligible repayment plan, we can help you explore your forgiveness options and understand your path towards forgiveness. Sign up with Chipper today and get on track with your student loans.

Use Chipper for Round-Ups

Paying off your student loans doesn’t have to be a long and painful journey. Round-Ups are a way to directly pay off your loans with your everyday spending! By tracking your linked spending account(s), we will calculate the rounded up amount from each transaction in a week (IE spending $4.28 would add $0.72 to the weekly amount). We then initiate a payment towards your student loan for the weekly amount. Get chipping away on your student loans with Chipper today.

Use Chipper for Public Service Loan Forgiveness (PSLF)

The Public Service Loan Forgiveness (PSLF) program was created to provide relief to borrowers aiding the public sector. Unfortunately, 30% of applicants are denied due to incorrect paperwork. We can help! Chipper was created to solve this issue by assisting borrowers in understanding their options as well as allowing forgiveness eligible users enroll into the best forgiveness program available. Sign up for Chipper today to see your student loan forgiveness options and get the forgiveness you deserve.

Use Chipper for Teacher Loan Forgiveness (TLF)

The Teacher Loan Forgiveness (TLF) program was created to enable teachers working in Title 1 schools to receive student loan forgiveness of up to $17,500 (depending on their teaching subject). Chipper has helped teachers from all over the country qualify for TLF program and can help you get the forgiveness you deserve today. Find out if you qualify for forgiveness in minutes with our employer search tool.

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