November 10, 2021

What Careers Qualify For Student Loan Forgiveness?


For many of us, getting a postsecondary degree may be too expensive. As a result, students often graduate with their degree along with a student loan debt. However, there is one way to sidestep this trap — looking for a career that provides some kind of forgiveness for your student loan.

In this blog post, we break down just what student loan forgiveness is, along with a list of professions that offer employees student loan forgiveness.

What Careers Qualify For Student Loan Forgiveness?

A student loan forgiveness program allows some employees to manage or escape their student loan debts. Some jobs work alongside federal programs to completely or partially cover their student loan. You may also find employers who could pay all or part of your student loan debts.

Understanding how this program works as well as how your employer can help you pay it off and make the most out of your career may affect your choice of education, interests, experience, and financial goals. Below are just some of the jobs that you can apply for if you wish to get student loan forgiveness.


All kinds of government employees can qualify for public service loan forgiveness depending on the program. To be eligible, the following requirements will need to be met:

  • Must work for a U.S. federal, state, local, not-for-profit organization or tribal government
  • Must work full-time work for that organization or agency
  • Must have direct loans or may also consolidate your federal student loans into a Direct loan
  • Must make 120 qualifying payments
  • Must repay your loan through an income-driven repayment plan

Government jobs that qualify for student loan forgiveness include:

  1. Office clerk
  2. Administrative assistant
  3. Management analyst


Various healthcare occupations offer forgiveness for student loans, but this may depend on who employs you along with the details of your loan. But if you are interested in working in the healthcare industry, and are looking to get loan forgiveness, here are the most suitable careers for you:

  1. Nurse
  2. Pharmacist
  3. Dentist
  4. Doctor

Public Service

Some positions in public service, especially those with high demand, offer options for loan forgiveness. While some can be sponsored by your employer, others are available through the government. Here are some public service positions you can consider:

  1. Teacher
  2. Social worker
  3. Lawyer


If you’re a current or former member of the military, you might have access to student loan repayment and forgiveness options. Below are some careers in the military that you can look into to qualify.

  1. Soldier
  2. Military police
  3. Infantryman


Non-profit employees may also qualify for student loan forgiveness. Be sure to speak to your employer or look for loan forgiveness programs in the nonprofit industry to get more information. A few non-profit jobs include the following:

  1. Grant writer
  2. Special events coordinator
  3. Program director

Choose Your Career Wisely

While there aren’t many careers that offer student loan forgiveness, the ones listed above are some of the most popular choices. Should you choose this path to pay off your student loans, you’ll be able to avoid debts after you’ve come out of school. This is a great way to get started in your adult life, so if you’re even a little inclined towards any of the jobs above, be sure to carefully evaluate if it is the right career choice for you.

Use Chipper for Lower Payments

Chipper can help you find a student loan repayment plan that actually fits into your budget. You simply fill out your information and link your student loan account for us to generate your options in seconds. We help the average student loan borrower save over $300 a month off their student loan monthly payment. Lowering your monthly payment plan can game changing for your personal finance and can be done in minutes! Sign up for Chipper today to get on track with your student loans.

Use Chipper for The Best Path to Forgiveness

Finding your path to student loan forgiveness is easier than ever before. Chipper helps members find better Income-Driven Repayment (IDR) plans every day. Once enrolled in an eligible repayment plan, we can help you explore your forgiveness options and understand your path towards forgiveness. Sign up with Chipper today and get on track with your student loans.

Use Chipper for Round-Ups

Paying off your student loans doesn’t have to be a long and painful journey. Round-Ups are a way to directly pay off your loans with your everyday spending! By tracking your linked spending account(s), we will calculate the rounded up amount from each transaction in a week (IE spending $4.28 would add $0.72 to the weekly amount). We then initiate a payment towards your student loan for the weekly amount. Get chipping away on your student loans with Chipper today.

Use Chipper for Public Service Loan Forgiveness (PSLF)

The Public Service Loan Forgiveness (PSLF) program was created to provide relief to borrowers aiding the public sector. Unfortunately, 30% of applicants are denied due to incorrect paperwork. We can help! Chipper was created to solve this issue by assisting borrowers in understanding their options as well as allowing forgiveness eligible users enroll into the best forgiveness program available. Sign up for Chipper today to see your student loan forgiveness options and get the forgiveness you deserve.

Use Chipper for Teacher Loan Forgiveness (TLF)

The Teacher Loan Forgiveness (TLF) program was created to enable teachers working in Title 1 schools to receive student loan forgiveness of up to $17,500 (depending on their teaching subject). Chipper has helped teachers from all over the country qualify for TLF program and can help you get the forgiveness you deserve today. Find out if you qualify for forgiveness in minutes with our employer search tool.

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