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Navigating PSLF Made Easy

Say goodbye to student debt anxiety with Chipper. The Chipper PSLF Checklist will guide you through every step, ensuring a complete and accurate application.

Maximize Your Forgiveness

Enroll in a qualifying Income-Driven Repayment (IDR) plan, with the lowest possible monthly payment.

Easy Employment Verification

Verify all eligibility requirements and collect employer signatures easily within the app.

Track Your Progress

Understand how many qualifying payments are required and receive alerts when forms are completed.

Apply With Confidence

Ensure that your application is complete, accurate, and ready for approval to receive the forgiveness you deserve.

How Close Are You To Forgiveness With PSLF?

The one-time account adjustment brings millions of borrowers closer to having their loans forgiven through the Public Service Loan Forgiveness

How Close Are You To Forgiveness With PSLF?

We've helped members qualify for more than $250M in student loan forgiveness.


Know Your Options

Enrolling in an Income-Driven Repayment plan that maximizes your forgiveness doesn’t have to be so hard.


Does Your employer qualify for forgiveness?



What is student loan forgiveness?

The Public Service Loan Forgiveness (PSLF) is a federal program designed to provide relief to borrowers who work in qualifying public service jobs and help them manage their student loan debt. The program was established under the College Cost Reduction and Access Act of 2007 to encourage borrowers to pursue careers in public service.

Who qualifies for student loan forgiveness?

To qualify for PSLF, you must be an employee of a federal, state, local, or tribal government or a not-for-profit organization, make 120 qualifying payments on your direct loans, and work full time for that employer. Additionally, you must be on a qualifying repayment plan.

When do I qualify for student loan forgiveness?

The PSLF Program offers forgiveness of the remaining balance on your Direct Loans after you make 120 qualifying monthly payments under a qualifying repayment plan, while working full-time for a qualifying employer. This usually takes around 10 years to achieve.