Chip Away Student Debt Every day

Chipper rounds up your everyday transactions to the nearest dollar and deposits spare change directly into your student loans.

How it Works


Link your Federal or private student loans


Link the cards you use to make everyday purchases.

Step 3

Spend like normal and we’ll automatically apply round-ups to your student debt

“I know that putting a few cents into my student loans isn't going to magically make them disappear, but it does give me massive peace of mind to feel like I'm taking small steps toward being debt-free.”

- Leo Aquino

Pay Down

Free up your finances and chip away at your principal with everyday spending.

Avoid Interest

Round-Ups will go directly toward your highest interest loan to help you pay down debt faster without having to lift a finger.

Improve Credit

Paying down your student loans helps you build a credit history by establishing a positive payment history.


The average Chipper user rounds up $35/month which pays off debt 3 years faster and avoids over $6,000 in interest.

How Much Can You Save?

Don't worry.
Be Chipper.
Get Started