May 20, 2022

Chip Away at your Student Loan Balance with Chipper Round-Ups


Did you know that the average student loan borrower takes 20 years to pay off their student loan debt and will pay thousands, if not tens of thousands, in interest over the life of their loans?

With Chipper Round-Ups, you can beat the odds by chipping away at your student loans with the spare change from your everyday purchases.

How Chipper Round-Ups Work

With Round-Ups, your everyday transactions are rounded to the nearest

dollar, and the spare change is deposited directly into your student loan account–helping you pay down your principal and avoid extra interest.

Here's an example:

Spend $3.25 on a smoothie, and we'll round it up to $4.00 and send .75 towards your student loans.

Heading to Starbucks? Round-Ups will put that spare change towards your loans. Trying a new restaurant? Round-Ups will throw the extra change from your bill to help you pay down your debt.

With Round-Ups, you can have your cake AND pay off your student loans, too.

How much could you Save with Round-Ups

While Round-Ups makes it easy to pay off your student loans, the best part about Round-Ups is that it can help save you money AND time.

Here's an example:

You have an outstanding loan balance of $30,000 and a 4.5% interest rate. So you sign up for Round-Ups, and Chipper sends $35/per month towards your student loans.

Not only would you save $962 in interest, but you'd pay off your loans 14 months earlier! All just for signing up for Round-Ups and spending like you usually do.

Want to see how much you could save with Round-Ups? Head to and check out our FREE Round-Ups calculator.

How to Start using Round-Ups

Paying off your student loans with Round-Ups is easy and will allow you to start making progress on your student debt right away.

Here's how to get started with Round-Ups:

  1. Visit Chipper. app and click "get started."
  2. Sign up for Chipper and create your FREE account
  3. Link your student loans
  4. Add your card(s)
  5. Spend as you usually would & and watch your balance go down as you chip away at your student debt

You can also skip or pause payment whenever you want.

Plus, with Chipper, you can easily track your payment history and see how much is rounded up towards your student loans each week. You can also see how much you're saving in interest and how much sooner you'll be debt-free!

Sign up today at Chipper. app/rounds-ups

Use Chipper for Lower Payments

Chipper can help you find a student loan repayment plan that actually fits into your budget. You simply fill out your information and link your student loan account for us to generate your options in seconds. We help the average student loan borrower save over $300 a month off their student loan monthly payment. Lowering your monthly payment plan can game changing for your personal finance and can be done in minutes! Sign up for Chipper today to get on track with your student loans.

Use Chipper for The Best Path to Forgiveness

Finding your path to student loan forgiveness is easier than ever before. Chipper helps members find better Income-Driven Repayment (IDR) plans every day. Once enrolled in an eligible repayment plan, we can help you explore your forgiveness options and understand your path towards forgiveness. Sign up with Chipper today and get on track with your student loans.

Use Chipper for Round-Ups

Paying off your student loans doesn’t have to be a long and painful journey. Round-Ups are a way to directly pay off your loans with your everyday spending! By tracking your linked spending account(s), we will calculate the rounded up amount from each transaction in a week (IE spending $4.28 would add $0.72 to the weekly amount). We then initiate a payment towards your student loan for the weekly amount. Get chipping away on your student loans with Chipper today.

Use Chipper for Public Service Loan Forgiveness (PSLF)

The Public Service Loan Forgiveness (PSLF) program was created to provide relief to borrowers aiding the public sector. Unfortunately, 30% of applicants are denied due to incorrect paperwork. We can help! Chipper was created to solve this issue by assisting borrowers in understanding their options as well as allowing forgiveness eligible users enroll into the best forgiveness program available. Sign up for Chipper today to see your student loan forgiveness options and get the forgiveness you deserve.

Use Chipper for Teacher Loan Forgiveness (TLF)

The Teacher Loan Forgiveness (TLF) program was created to enable teachers working in Title 1 schools to receive student loan forgiveness of up to $17,500 (depending on their teaching subject). Chipper has helped teachers from all over the country qualify for TLF program and can help you get the forgiveness you deserve today. Find out if you qualify for forgiveness in minutes with our employer search tool.

Don't worry.
Be Chipper.
Get Started